Please note that the answers you obtain are only indicative. Your actual monthly fees will be determined by the number of automatic and manual transactions you make per month. Fees are subject to change. Our lending criteria apply. This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18. Current information and full details (including terms and conditions) and a copy of the Bank's Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any National Bank branch, free of charge. The National Bank of New Zealand, part of ANZ National Bank Limited.